Our Advice
Your finances work together, even when they arrive as separate statements, policies and accounts. Six Oceans Wealth helps you understand the connections and focus on the decisions that matter to you.
01
Super can be easy to leave in the background. Looking at it more closely can help you understand how it is invested, what you’re paying and whether the arrangements suit your stage of life. Jason can help you consider your existing fund, investment options and contribution strategies, as well as how super may support your retirement plans. Any recommendation to change funds would consider costs, benefits and insurance that could be affected.
02
Before choosing investments, it helps to be clear about what the money is for. Jason can help you develop an investment approach that considers your goals, timeframe, financial position, experience and ability to tolerate losses. Advice may include the mix of investments, diversification, costs and how your investments fit with your broader plan. Investments can rise and fall in value.
03
Personal insurance advice helps you consider the financial impact if illness or injury affected your ability to earn. Jason can review existing policies, including cover held through super, and consider life insurance, total and permanent disability insurance, trauma cover and income protection where appropriate. The aim is to balance your protection needs with what is affordable, while understanding each policy’s limitations.
04
Estate planning begins with the people and priorities that matter to you. Jason can help you consider financial aspects, including superannuation beneficiary nominations and insurance arrangements, and identify matters to discuss with your solicitor and accountant. Super does not automatically pass under your will. Wills, powers of attorney and other legal documents should be prepared or reviewed by a qualified legal professional.
05
A useful budget needs to fit the way you actually live. Jason can help you map income and spending, set realistic priorities and consider a cash buffer for unexpected expenses. From there, you can see what may be available for savings, super or investments. The aim is a practical routine that makes your next financial decision easier.
Discuss your priorities.
Talk to Jason
This website provides general information only and does not take account of your objectives, financial situation or needs. Consider whether the information is appropriate for you and seek personal advice before making financial decisions. Investment returns are not guaranteed.